【www.shanpow.com--英文简历】
loan,requirement,英文【一】:金融英文对照表
附：
经济金融术语汉英对照表（表一） A
安全网
按可比口径
按轻重缓急
暗补
暗亏
B
颁发营业执照
办理存款业务
保护农民的生产积极性 备付金（超额准备金） 本外币并账
本外币对冲操作
本位利益
奔小康
避税（请见“逃税”）
币种搭配不当
币种构成
变相社会集资
表外科目（业务）
薄弱环节
不变成本
不变价
不动产
不良贷款（资产）
C
财务公司
财政赤字
财政挤银行
财政政策与货币政策的配合 采取循序渐进的方法
操作弹性
操纵汇率
产品构成
产品积压
产销率
产销衔接
产业政策 safety net on comparable basis to prioritize implicit subsidy hidden loss to license;to grant a licence to to take deposits to protect farmers'incentive to produce excess reserves consolidation of domestic and foreign currencyaccounts sterilization operation localized interest;departmentalism to strive to prosper;to strive to become well-to-do tax avoidance currency mismatch currency composition disguised irregular（or illegal） fund raising off-balance-sheet items（operation） weaknesses;loopholes fixed cost at constant price;in real terms real estate problem loans；non-performing loans（assets） finance companies fiscal deficit fiscal pressure on the central bank（over monetary policy） coordination of fiscal and monetary policies in a phased and sequenced manner operational flexibility to manipulate exchange rate product composition;product mix stock pile;excessive inventory current period inventory;（即期库存，不含前期库存）sales/output ratio marketability industrial policy
敞口头寸
炒股
承购包销
成套机电产品
城市信用社
城市合作银行
城市商业银行
城乡居民收入增长超过物价涨幅 持续升温
重复布点
重置成本
重组计划
筹资渠道
初见成效
出口统一管理、归口经营 出口退税
储蓄存款
储蓄分流
储源萎缩
传导机制
从价税
从紧控制
存贷款比例
存款保险体系
存款货币银行
存款准备金
D
打白条
大额存单
大额提现
大面积滑坡
大一统的银行体制
呆账（请见“坏账”）
呆账准备金
呆滞贷款
贷款沉淀
贷款分类
贷款限额管理
贷款约束机制
代理国库
代理金融机构贷款 open position to speculate in the stock market underwrite（securities） complete sets of equipment;complete plant（s） urban credit cooperatives（UCCs） urban cooperative banks;municipal united banks municipal commercial banks real growth in household income persistent overheating duplicate projects replacement cost restructuring plan funding sources;financing channels initial success canalization of exports export tax rebate household deposits（不完全等同于西方savingsdeposits，前者包括活期存款，后者不包括。） diversion of household deposits decline in the availability of household savings transmission mechanism ad valorem tax tight control loan/deposit ratio deposit insurance system deposit money banks required reserves issue IOU certificate of deposit（CD） withdraw deposits in large amounts wide-spread decline （all-in-one）mono-bank system bad loans loan loss reserves（provisions） idle loans non-performing loans loan classification credit control;to impose credit ceiling credit disciplinary（constraint）mechanism to act as fiscal agent make loans on behalf of other institutions
倒逼机制
道德风险
地区差别
第一产业
第二产业
第三产业
递延资产
订货不足
定期存款
定向募集
东道国（请见“母国”）
独立核算
短期国债
对冲操作
对非金融部门债权
多种所有制形式
E
恶性通货膨胀
二级市场
F
发行货币
发行总股本
法定准备金
法人股
法人股东
法治
房地产投资
放松银根
非现场稽核
非银行金融机构
非赢利性机构
分税制
分业经营
风险暴露（风险敞口）风险管理
风险意识
风险资本比例
风险资本标准
服务事业收入 reversed transmission of the pressure for easing monetary condition moral hazard regional disparity the primary industry the secondary industry the service industry;the tertiary industry deferrable assets insufficient orders time deposits raising funds from targeted sources host country independent accounting treasury bills sterilization operation;hedging claims on non-financial sector diversified ownership hyperinflation secondary market to issue currency total stock issue required reserves;reserve requirement institutional shares institutional shareholders rule of law real estate investment to ease monetary policy off-site surveillance（or monitoring） non-bank financial institutions non-profit organizations assignment of central and local taxes;tax assignment system segregation of financial busines（services）;division of business scope based on the type of financial institutions risk exposure risk management risk awareness risk-weighted capital ratios risk-based capital standard public service charges;user's charges
扶贫
负增长
复式预算制
G
改革试点
杠杆率
杠杆收购
高息集资
个人股
根本扭转
公开市场操作
公款私存
公用事业
公有经济
公有制
工业成本利润率
工业增加值
供大于求
鼓励措施
股份合作企业
股份制企业
股份制银行
固定资产贷款
关税减免
关税减让
关税优惠
规范行为
规模效益
国计民生
国家对个人其他支出
国家风险
国际分工
国际收支
国有独资商业银行
国有经济（部门）
国有企业
国有制
国有资产流失
国债回购
国债一级自营商
过度竞争
过度膨胀
过热迹象 poverty alleviation negative growth double-entry budgeting;capital and current budgetary account reform experimentation leverage ratio leveraged buyout to raise funds by offering high interest non-institutional shares fundamental turnaround（or reversal） open market operations deposit public funds in personal accounts public utilities the state-owned sector;the public sector public ownership profit-to-cost ratio industrial value added supply exceeding demand;excessive supply incentives joint-equity cooperative enterprises joint-equity enterprises joint-equity banks fixed asset loans tariff reduction and exemption tariff concessions tariff incentives;preferential tariff treatment to regularize（or standardize）…behavior economies of scale national interest and people's livelihood other government outlays to individuals country risk international division of labor balance of payments wholly state-owned commercial banks the state-owned（or public）sector state-owned enterprises（SOEs） state-ownership erosion of state assets government securities repurchase primary underwriters of government securities excessive competition excessive expansion signs of overheating
H
合理预期
核心资本
合资企业
红利
宏观经济运营良好
宏观经济基本状况
宏观调控
宏观调控目标
坏账
还本付息
换汇成本
汇兑在途
汇兑支出
汇率并轨
活期存款
汇率失调
混合所有制
货币政策态势
货款拖欠
J
基本建设投资
基本经济要素
基本适度
经济金融术语汉英对照表（表二）所有者权益
Twww.shanpow.com_loan,requirement,英文。
逃税（请见“避税”）
套汇
剔除季节性因素
调节流动性
贴现窗口
同比
同业拆借（放）
同业拆借市场利率（中国） 同业融通票据
同业往来
透支
退税
头寸 rational expectation core capital joint-venture enterprises dividend sound macroeconomic performance macroeconomic fundamentals macroeconomic management（or adjustment） macroeconomic objectives（or targets） bad debt debt service unit export cost;local currency cost of export earnings funds in float advance payment of remittance by the beneficiary's bank unification of exchange rates demand deposits exchange rate misalignment diversified（mixed）ownership monetary policy stance overdue obligations to suppliers investment in infrastructure economic fundamentals broadly appropriate owner's equity tax evasion （1）指合法：currency swap;arbitrage（2）指非法：illegal purchase of foreign exchange seasonally adjusted to influence liquidity level discount window on year-on-year basis;over the same period of the previous year inter-bank borrowing（lending） CHIBOR（China inter-bank offered rate） inter-bank financing bills inter-bank transactions overdraft tax refund（rebate） position
loan,requirement,英文【二】:会计专业术语中英文对照
a payment or serious payments 一次或多次付款
abatement 扣减
absolute and unconditional payments 绝对和无条件付款
accelerated payment 加速支付
acceptance date 接受日
acceptance 接受
accession 加入
accessories 附属设备
accountability 承担责任的程度
accounting benefits 会计利益
accounting period 会计期间
accounting policies 会计政策
accounting principle 会计准则
accounting treatment 会计处理
accounts receivables 应收账款
accounts 账项
accredited investors 经备案的投资人
accumulated allowance 累计准备金
acknowledgement requirement 对承认的要求
acquisition of assets 资产的取得
acquisitions 兼并
Act on Product Liability （德国）生产责任法
action 诉讼
actual ownership 事实上的所有权
additional filings 补充备案
additional margin 附加利差
additional risk附加风险
additions （设备的）附件
adjusted tax basis 已调整税基
adjustment of yield 对收益的调整
administrative fee管理费
Administrative Law（美国）行政法
advance notice 事先通知
advance 放款
adverse tax consequences 不利的税收后果
advertising 做广告
affiliated group 联合团体
affiliate 附属机构
African Leasing Association 非洲租赁协会
after-tax rate 税后利率
aggregate rents 合计租金
aggregate risk 合计风险
agreement concerning rights of explore natural resources 涉及自然资源开发权的协议
agreement 协议
aircraft registry 飞机登记
airframe （飞机的）机身
airports 机场
airworthiness directives （飞机的）适航指令
alliances 联盟
allocation of finance income 财务收益分配
allowance for losses on receivables 应收款损失备抵金
alternative uses 改换用途地使用
amenability to foreign investment 外国投资的易受控制程度
amendment 修改
American Law Institute 美国法学会
amortization of deferred loan fees and related consideration 递延的贷款费和相关的报酬的摊销 amortization schedule 摊销进度表
amortize 摊销
amount of recourse 求偿金额
amount of usage 使用量
AMT (Alternative Minimum Tax) （美国）可替代最低税
analogous to类推为
annual budget appropriation 年度预算拨款
appendix （契约性文件的）附件
applicable law 适用法律
applicable securities laws适用的证券法律
applicable tax life 适用的应纳税寿命
appraisal 评估
appraisers 评估人员
appreciation 溢价
appropriation provisions 拨款条例
appropriation 侵占
approval authority 核准权
approval 核准
approximation近似
arbitrary and artificially high value (承租人违约出租人收回租赁物时法官判决的)任意的和人为抬高的价值 arbitration 仲裁
arm's length transaction 公平交易
arrangement 安排
arrest 扣留
Article 2A 美国统一商法典关于法定融资租赁的条款
articles of incorporation 公司章程
AsiaLeaae 亚洲租赁协会
assess 评估
asset manager 设备经理
asset risk insurance 资产风险保险
asset securitization 资产证券化
asset specificity 资产特点
asset tracking 资产跟踪
asset-backed financing 资产支持型融资
asset-based lessor 立足于资产的出租人
asset-oriented lessor (经营租赁中的)资产导向型出租人
asset 资产
assignee 受让人
assignment 让与
association 社团
at the expiry 期限届满时
ATT (automatic transfer of title) 所有权自动转移
attachments 附着物
attributes 属性
auction sale 拍卖
audits 审计
authenticate 认证
authentication 证实
authority 当局
authorize 认可
availability of fixed rate medium-term financing 固定利率中期融资可得到的程度 available-for-sale securities 正供出售证券
average life 平均寿命
average managed net financed assets 所管理的已筹资金资产净额平均值
aviation authority 民航当局
backed-up servicer 替补服务者
backhoe反铲装载机
balance sheet date 资产负债表日
bandwidth 带宽
bank affiliates 银行的下属机构
bank quote 银行报价
bankruptcy cost 破产成本
bankruptcy court 破产法院
bankruptcy law 破产法
bankruptcy proceedings 破产程序
bankruptcy 破产
bareboat charterer 光船承租人
bargain renewal option廉价续租任择权
basic earnings per share每股基本收益
basic rent基本租金（各期应付的租金）
beneficiaries受益人
big-ticket items大额项目
bill and collect开票和收款
binding agreement有约束力的协议
blind vendor discount卖主暗扣
bluebook蓝皮书（美国二手市场设备价格手册）
book income账面收入
book loses账面亏损
borrower借款人
BPO(bargain purchase option)廉价购买任择权
bridge facility桥式融通
bridge桥梁
broker fee经纪人费
brokers经纪人
build-to-suit leases（租赁物由承租人）承建或承造的租赁协议
bulldozer推土机
bundled additional services捆绑（在一起的）附加服务
bundling捆绑（服务）
business acquisition业务收购
business and occupation tax营业及开业许可税
business generation业务开发
business trust商业信托
by(e)-laws细则
byte字节
cable TV network有线电视网络
cable电缆
cancelability可撤销性
cancelable可撤销的
capacity资格
capital allocation资本分派
capital constraint资金掣肘
capital contribution出资额
capital cost资本费用
capital expenditure基建费用
capital lease融资租赁协议
capital market资本市场
capitalize资本化
captive finance company专属金融公司
captives专属公司
carrying amount维持费用
carrying value账面结存价值
case law案例法
cash collatera1现金抵押
cash election现金选择
cash flow coverage ratio现金流偿债能力比率
cash flow现金流
cash receipts and cash applications现金收入及现金运用
casualty value要因价值（指租赁物毁坏或灭失时承租人应付的赔偿金额）
casualty灾变、事故
CAT(computer-added tomograph)依靠电脑的层析X射线摄影机
category种类
causal sale偶然销售
ceiling上限
cellular(mobile)移动通信
central authority中央集权
certificate of acceptance接受证书、验收证书
certificate of participation共享证书
certificate证书
charitable trust公益信托
chattel mortgage动产抵押
chattel paper动产文据
checking account存款支票户
checklists审核内容清单
circuit board线路板
civil and commercial law 民商法
Civil Code（德国）民法典
civil law country（欧洲大陆各国的）大陆法系国家
claim 权利要求
classes级别
classification criteria归类标准
classification determination类别的确定
classification indicators分类指标
classification of leases租赁协议分类
classification opinion分类观点
classification process归类过程
clawback (用附加税)填补（福利开支）
client顾客
clinic诊所
collateral agent副代理人
collateral tracking system抵押物跟踪制度
collateral value抵押物价值
collateralized by third party medical receivables due以第三方到期医疗应收款作为质押 collateral抵押物
collect and disburse收取和支付
collectibility可收回程度
collection托收
comfort level方便程度
commerce clause商务条款
commercial risk商业风险
commercial terms商业条款
commissions佣金
commitment承诺
common carriage通用车队
common law country（英美等）海洋法系国家
loan,requirement,英文【三】:财务会计英语词汇 中英文对照
face value 面值；票面价值
facility letter 提供贷款通知书；贷款确认书
Fact Book 19XX 《19XX股市资料》www.shanpow.com_loan,requirement,英文。
Fact Sheet 《股市资料》
factor analysis 因素分析
factor cost 要素成本；生产要素成本
factor market 生产要素市场
factor of production 生产要素
factor price 要素价格；生产要素价格
factor system 因素计算法
factoring company 代理融通公司；代理收帐公司
facultative reinsurance business 临时再保险业务
Faculty of Actuaries of Scotland 苏格兰精算师学院
fair dealing 公平交易
fair market value 公平市值
fair return 合理利润；合理收益
fall back 回落
false accounting 伪造帐目
false claim of business expenses 虚报营业开支
false entry 虚假记项
false market 假市
family income 家庭收入
family living expenses 家庭生活开支
family-owned company 家族公司
Far East Exchange 远东交易所
Far Eastern Economic Review 《远东经济评论》
Far Eastern Relief Fund 远东赈济基金
fast market 快市；速动市场
fast trading 交投畅旺
favourable balance 顺差
favourable balance of trade 贸易顺差www.shanpow.com_loan,requirement,英文。
Federal funds [United States] 联邦基金〔美国〕
Federal funds rate 联邦基金利率
Federal National Mortgage Association [United States] 联邦国民抵押协会〔美国〕
Federal Open Market Committee [FOMC] [United States] 联邦公开市场委员会〔美国〕
